Stock Information

1 This Site
Welcome to the website of Joyo Bank, Ltd. ("Joyo Bank"). Your access, viewing and use of this site ("the Site") are subject to the terms and conditions set forth below.

2 Disclaimer on Accuracy and Nature of Contents
Joyo Bank assumes no responsibility for, and disclaims any liabilities in connection with, information contained in the Site. Specific disclaimers may apply in addition to certain content or parts of the Site. Although we always make the utmost effort to ensure that the contents included in the Site are true and accurate as of the date of writing, we give no assurances or warranty regarding the accuracy, completeness or currency of the contents, or applicability of any of the contents in relation to specific situations and particular circumstances. Further, the Site is not intended to be a source for advice, and the users should always seek the advice of an appropriately qualified person in the appropriate jurisdiction. In addition, no portion of the content of this website will constitute an offer by Joyo Bank, nor may it be incorporated in any contract between Joyo Bank and any other party.

3 Disclaimer on Forward-looking Statements
Some information on the Site may contain forward-looking statements, including such statements regarding the businesses and financial conditions of Joyo Bank and its group companies. Such forward-looking statements are subject to risks and uncertainties, and Joyo Bank makes no assurances or warranty regarding such statements.

4 Disclaimer on Using the Site
Joyo Bank and the hosts of the Site assume no responsibility for and disclaim any liability in connection with the browsing of the Site, the use of information in the Site and the downloading of any material from the Site. Further, Joyo Bank and the hosts of the Site make no assurance or warranty that any services provided through the Site will be uninterrupted or error-free. The Site is not guaranteed to be free from any computer viruses and you are strongly recommended not to download anything to your computer equipment if you do not have suitable anti-virus software installed.

5 Links to External Sites
Links to other sites are provided for your convenience only, and any access to such external sites should be made at your own risk. Joyo Bank assumes no responsibility and disclaims any liability in connection with any linked sites controlled by third parties. Non-Joyo Bank websites (including sites that may contain the Joyo Bank logo) are independent from Joyo Bank, and Joyo Bank has no control over the content of any such website. We have not tested any content, software features or links contained in any linked sites and do not give any representation regarding the quality, safety, suitability or reliability of any of the linked sites, appropriateness of their terms and conditions (including their policies for protection of personal information) or their contents. Further, a link to a non-Joyo Bank website does not mean that Joyo Bank endorses or accepts any responsibility for the content or the use of such website.

6 Contents Subject to Change
Any information in the Site may be deleted, changed or updated at any time without notice. Joyo Bank may also make improvements and/or changes in the products and/or services and programs described in this information at any time without prior notice. Joyo Bank reserves the right to amend these Terms and Conditions at any time without prior notice.

7 Limitation of Liability
The service and materials on this website are provided "as is," and Joyo Bank and the hosts of the site expressly disclaim any and all warranties, express or implied, to the extent permitted by law, including but not limited to warranties of satisfactory quality, merchantability or fitness for a particular purpose, with respect to the service or any materials.
Except in respect of death or personal injury arising from negligence, Joyo Bank and the hosts of the site hereby exclude liability for any claims, losses, demands or damages of any kind whatsoever with respect to any information and/or services provided on our website, including but not limited to direct, indirect, incidental or consequential loss or damages, compensatory damages or loss of profits or data, whether based on a breach of contract or warranty, delict or tort (including negligence), product liability or otherwise.

8 Jurisdiction
The information and other contents of this website are designed to comply with the laws of Japan. This website shall be governed by and construed in accordance with the laws of Japan, and all parties irrevocably submit to the jurisdiction of Japanese Courts with respect to any claims arising from or in connection with accessing, viewing or using the Site or any contents thereof. The Site is not intended for access, view or use by persons in any jurisdiction where such act would be construed as being contrary to the laws applicable in such jurisdiction.