Message From The President

We would like to express our sincere gratitude for your continued exceptional support.

Currently, the environment surrounding regional financial institutions is at a historical turning point where a "world with positive interest rates" is taking root. While this is an excellent opportunity for the core banking function of financial intermediation to once again generate earning opportunities, we also face an uncertain outlook marked by soaring prices and heightened geopolitical risks. Furthermore, in the regional economy, social issues are materializing in various forms due to the declining birthrate, aging population, and labor shortages.

Under these circumstances, the Bank, in collaboration with the companies of the Mebuki Financial Group, will deepen its traditional banking domains while strengthening comprehensive financial services and new business areas, such as asset management, business succession and M&A, and startup support. As a "Value Creation Group Advancing Together with the Region," we will further fulfill our role to an even greater extent.

Furthermore, under the Fourth Group Medium-Term Business Plan, which is positioned as a "period to accelerate evolution toward sustainable growth," we are accelerating initiatives to address key issues (materialities), such as supporting the growth of regional industries and promoting GX and DX. Through these activities, we strive to sustainably enhance our corporate value by simultaneously improving "social value" through the resolution of regional issues and "economic value" through the strengthening of our earning capacity via business activities.

On October 1 of this year, the Mebuki Financial Group will celebrate a major milestone: its 10th anniversary. Under the 10th anniversary slogan, "Coloring the future, together," we are determined to co-create new value alongside our stakeholders by interweaving our diverse individualities.

Going forward, we will mobilize the collective ingenuity of the Group to create a prosperous future for the region, striving to meet the expectations of our customers, local communities, and shareholders. We respectfully ask for your continued support and encouragement.